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Privacy Notice

Last updated: June 11, 2026

Summary: ProsperBot collects the minimum information needed to operate the Service. We do not sell your personal data. We do not use tracking cookies. Your Prosper.com credentials are stored securely and used solely to place investments on your behalf. Payment card data is handled entirely by Square and never touches our servers.

Table of Contents 1. Information We Collect 2. How We Use Your Information 3. How We Share Your Information 4. Third-Party Services 5. Data Storage and Security 6. Data Retention 7. Your Rights 8. Cookies and Tracking 9. SMS Communications 10. Children's Privacy 11. California Privacy Rights (CCPA) 12. Do Not Track Signals 13. Changes to This Notice 14. Contact Us

1. Information We Collect

Information You Provide Directly

Data TypeWhen CollectedPurpose
Full nameRegistrationAccount identification
Email addressRegistrationAccount login, notifications, password reset
Phone numberAccount settings (optional)SMS notifications
Password (hashed)RegistrationAccount authentication
Investment preferencesDashboard settingsConfiguring automated investments
Notification preferencesDashboard settingsDelivery of investment summaries
Telegram chat IDAccount settings (optional)Telegram notifications
Referral sourceRegistrationUnderstanding how users find us

Information Collected Through Prosper.com Connection

When you connect your Prosper.com account, ProsperBot receives and stores:

  • OAuth access token: An API credential that allows ProsperBot to interact with your Prosper account. This token grants read access to your account information and the ability to place investment orders.
  • Account information: Available cash balance, account status, and existing investment details (accessed in real-time via the Prosper API, not stored permanently).

ProsperBot does not have access to your Prosper.com login password, Social Security number, bank account information, or withdrawal capabilities.

Information Collected Automatically

  • Investment activity logs: Records of investments placed by ProsperBot on your behalf, including dates, amounts, and loan grades. Used for your dashboard display and notification summaries.
  • Basic server logs: IP addresses and request timestamps for security monitoring and error diagnostics. These are not used for tracking or marketing.

Information We Do NOT Collect

  • Social Security numbers
  • Bank account or routing numbers
  • Payment card numbers (handled entirely by Square)
  • Prosper.com login passwords
  • Browsing history or cross-site tracking data

2. How We Use Your Information

We use the information we collect to:

  • Operate and maintain your ProsperBot account
  • Connect to your Prosper.com account and place automated investments
  • Send you investment summaries and account notifications
  • Process your subscription payments (via Square)
  • Respond to your support requests
  • Monitor and improve the security and reliability of the Service
  • Comply with legal obligations

We do not use your information for advertising, profiling, or selling to third parties.

3. How We Share Your Information

We do not sell, rent, or trade your personal information. We share your information only in the following limited circumstances:

  • Service providers: We share data with third-party services that are necessary to operate ProsperBot (see Section 4 below). Each provider receives only the minimum data required to perform its function.
  • Legal requirements: We may disclose information if required by law, subpoena, court order, or governmental regulation.
  • Business transfer: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity. We would notify you before your information becomes subject to a different privacy policy.
  • With your consent: We may share information for purposes not covered in this Notice with your explicit consent.

4. Third-Party Services

ProsperBot uses the following third-party services to operate. Each service has its own privacy policy governing how it handles your data:

ServiceProviderPurposeData Shared
Payment processingSquare, Inc.Subscription billingPayment card info (entered directly into Square's PCI-compliant form — never touches ProsperBot's servers)
Lending platformProsper Marketplace, Inc.Investment automationOAuth token, investment orders, account data queries
SMS deliveryTelnyxText message notificationsPhone number, message content
Email deliveryAmazon Web Services (SES)Email notifications and password resetsEmail address, message content
Bot protectionGoogle (reCAPTCHA v3)Preventing automated abuse during registrationBrowser interaction data (per Google's reCAPTCHA terms)
MessagingTelegramOptional notification deliveryTelegram chat ID, message content

5. Data Storage and Security

Your data is stored on secured servers hosted in the United States. We implement industry-standard security measures, including:

  • HTTPS encryption for all data in transit
  • Passwords are salted and hashed using bcrypt — we cannot see your password
  • Prosper.com OAuth tokens are stored in an access-controlled database
  • Payment card data is never stored on our servers (handled entirely by Square)
  • Server access is restricted via SSH key authentication and firewall rules

While we take reasonable precautions to protect your data, no method of electronic storage or transmission is 100% secure. We cannot guarantee absolute security.

6. Data Retention

We retain your data as follows:

  • Active accounts: All account data is retained for as long as your subscription is active.
  • After cancellation: Your account settings and investment history are retained in case you choose to resubscribe. Prosper.com OAuth tokens remain stored but are not used after cancellation.
  • Account deletion: If you request account deletion (see Section 7), we will delete your personal data within 30 days, except where retention is required by law (e.g., financial transaction records).
  • Server logs: Basic server logs are retained for up to 30 days for security and diagnostic purposes, then automatically deleted.

7. Your Rights

You have the right to:

  • Access your data: View and download the personal information we hold about you
  • Correct your data: Update inaccurate or incomplete information through your dashboard or by contacting us
  • Delete your data: Request deletion of your account and personal data
  • Revoke Prosper.com access: Disconnect ProsperBot from your Prosper account at any time through your Prosper.com settings
  • Opt out of notifications: Change your notification preferences or opt out of SMS at any time through your dashboard

To exercise any of these rights, contact us at support@myprosperbot.com. We will respond to your request within 30 days.

8. Cookies and Tracking

ProsperBot does not use cookies for tracking, advertising, or analytics.

We use a JSON Web Token (JWT) stored in your browser's localStorage for session authentication. This token is used solely to keep you logged in to your dashboard and is not shared with any third party. It is removed when you log out.

Google reCAPTCHA, used during registration, may set its own cookies as part of its bot detection process. Please refer to Google's Privacy Policy for details on data collected by reCAPTCHA.

9. SMS Communications

If you provide a phone number and opt in to SMS notifications:

  • You consent to receive automated text messages from ProsperBot containing investment summaries and account notifications
  • Message frequency varies based on your notification settings (typically 1-2 messages per trading day)
  • Message and data rates may apply depending on your mobile carrier
  • You may opt out at any time by updating your notification preferences in your dashboard or replying STOP to any message
  • For help, reply HELP to any message or contact support@myprosperbot.com

SMS messages are delivered through Telnyx. Your phone number is shared with Telnyx solely for message delivery.

10. Children's Privacy

The Service is not intended for anyone under 18 years of age. We do not knowingly collect personal information from individuals under 18. If we learn that we have collected information from a person under 18, we will delete that information promptly. If you believe a minor has provided us with personal information, please contact us at support@myprosperbot.com.

11. California Privacy Rights (CCPA)

If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA):

  • Right to Know: You may request information about the categories and specific pieces of personal information we have collected about you.
  • Right to Delete: You may request deletion of your personal information, subject to certain exceptions.
  • Right to Non-Discrimination: We will not discriminate against you for exercising your CCPA rights.
  • Right to Opt Out of Sale: We do not sell personal information to third parties.

Categories of Personal Information Collected

CCPA CategoryCollected?Examples
A. IdentifiersYesName, email, phone number
B. Personal information (Cal. Civ. Code 1798.80)YesName, phone number
C. Protected classificationsNo—
D. Commercial informationYesSubscription history, payment records
E. Biometric informationNo—
F. Internet activityMinimalServer logs (IP, timestamps) — not used for tracking
G. Geolocation dataNo—
H. Sensory dataNo—
I. Professional/employment infoNo—
J. Education informationNo—
K. InferencesNo—

To exercise your CCPA rights, contact us at support@myprosperbot.com. We will verify your identity before processing your request.

12. Do Not Track Signals

ProsperBot does not track users across websites and does not use advertising or analytics cookies. We therefore do not respond to Do Not Track (DNT) browser signals, as there is no tracking behavior to disable.

13. Changes to This Notice

We may update this Privacy Notice from time to time. We will notify you of material changes by posting the revised notice on our website and updating the "Last updated" date. Your continued use of the Service after changes are posted constitutes acceptance of the updated notice.

14. Contact Us

If you have questions about this Privacy Notice or want to exercise your data rights, please contact us at:

Prosperbot, LLC
2097 E Cedar Fort Drive
Eagle Mountain, UT 84005
Email: support@myprosperbot.com

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